Your Home Has Value.
Put It to Work.
I help homeowners 62+ access the equity in their home — eliminating mortgage payments, supplementing retirement income, and living life on their own terms.
* Borrowers must continue to pay property taxes, insurance & maintenance and occupy the home as their primary residence.
What Is a Reverse Mortgage?
A reverse mortgage is a government-insured loan that allows homeowners 62 and older to convert a portion of their home equity into tax-free cash — with no required monthly mortgage payment.*
† Consult your tax advisor regarding tax implications.
See If You Qualify →
Reverse Mortgage Solutions
Your home equity can do more than just sit there. Here are some of the powerful ways homeowners use a reverse mortgage to improve their retirement years.
Eliminate Mortgage Payment
Say goodbye to your monthly mortgage obligation and free up hundreds — or thousands — of dollars each month.*
Supplement Retirement Income
Receive tax-free† proceeds as a lump sum, monthly installments, or a flexible line of credit to boost your cash flow.
Age in Place
Stay in the home you love. Access funds to modify your home for safety and comfort, or cover everyday living expenses.
Cover Healthcare Costs
Medical bills, in-home care, and prescriptions don't have to drain your savings. Your home equity can help bridge the gap.
Home Improvements
Fund renovations you've been putting off — a new roof, updated kitchen, accessibility ramps — and protect your home's value.
Reduce Monthly Debt
Consolidate high-interest debts and lower your total monthly obligations, giving your budget breathing room.
Do You Qualify?
Most homeowners are surprised by how straightforward the requirements are. Here's what you need to be eligible for a reverse mortgage.
Age Requirement
You (and any co-borrower) must be at least 62 years of age. Non-borrowing spouses may still be protected under current guidelines.
Primary Residence
The home must be your primary residence — the place where you live the majority of the year. Investment properties do not qualify.
Sufficient Equity
You must have significant equity in your home. The more equity you have, the more funds may be available to you through the program.
HUD Counseling
All applicants must complete a brief HUD-approved counseling session — it's a required protection for you, and Wanda will walk you through it.
Property Type
Single-family homes, FHA-approved condos, multi-family (up to 4 units with owner occupancy), and manufactured homes may qualify.
Financial Assessment
Lenders review your capacity to meet ongoing obligations like taxes, insurance, and maintenance to protect your home and your investment.
How It Works — Step by Step
I guide you through every step. No surprises, no pressure — just clear, honest information so you can make the best decision for your family.
Free Consultation
We review your goals, home value, and equity to see what's possible. No obligation.
HUD Counseling
An independent HUD-approved counselor reviews the program with you — a required step that protects your interests.
Application & Appraisal
We submit your application and have your home appraised to determine its current market value.
Underwriting
The lender reviews all documents, verifies eligibility, and prepares final loan approval.
Closing & Funds
Sign your final documents and receive your funds — often within 3 business days of closing.
Local Expertise.
Real Results.
Choosing the right reverse mortgage specialist makes all the difference. I bring personal attention, honest guidance, and deep knowledge to every client.
- 🏡Reverse Mortgage SpecialistReverse mortgages are a specialized product. I focus on this area so you get expert guidance, not a generalist's guess.
- 🤝Personalized, Patient ServiceThis is one of the biggest financial decisions of your retirement. I take the time to answer every question — clearly and honestly.
- 📋Transparent & EthicalI believe in accurate, straightforward conversations about how reverse mortgages work — including any limitations that may apply.
- ⚡Serving 3 StatesLicensed in Washington, Colorado & Nevada — I bring local market insight to each state I serve.
Proudly Serving 3 States
I help homeowners access their home equity across Washington, Colorado, and Nevada with the same personal care in every market.
Washington
From Federal Way to Seattle, Tacoma, Spokane and beyond — I serve Washington homeowners 62+ looking to make the most of their home equity.
Primary MarketColorado
Denver, Colorado Springs, Boulder, Fort Collins — wherever you live in Colorado, I'm here to walk you through your reverse mortgage options.
Licensed & ActiveNevada
Las Vegas, Henderson, Reno — I help Silver State homeowners 62+ unlock the value they've built in their homes and enjoy their retirement years.
Licensed & ActiveWhat Clients Are Saying
"Wanda explained everything so clearly. We were nervous at first, but she answered every question with patience and honesty. Smoother than we ever expected."
"After years struggling with a mortgage payment on a fixed income, Wanda helped us see there was another way. No payment, money in our pocket, and we stay in our home. Life-changing."
"Wanda is the real deal. She was upfront about every aspect of the loan, never pressured us, and made sure we felt confident before we signed anything. Highly recommend."
Get a Quote That Covers Eligibility,
Current Rates & Your Best Options.
A free, no-obligation consultation to discover whether a reverse mortgage is right for your situation.
Receive a Free Quote →I Also Help With Home Loans
In addition to reverse mortgages, I help homebuyers and homeowners across Washington, Colorado & Nevada find the right home loan — from first-time purchases to refinances and investment properties.
🏠 Buy a Home
Conventional, FHA, VA & USDA loans. Step-by-step guidance to help you find the right loan and get to closing day with confidence.
💲 Refinance
Lower your rate, reduce your monthly payment, and keep more of what you earn. Let's review your current loan and find a smarter path forward.
📈 Investment Properties
Smart financing solutions to help you grow your real estate portfolio — from single-family rentals to multi-unit properties.
🏗 New Construction
Building your dream home from the ground up? I specialize in construction-to-permanent loans that cover every phase of the build.
✅ Get Pre-Approved
Know your options and shop with confidence. A fast pre-approval letter puts you in the strongest position when the right home hits the market.
🔑 Down Payment Options
Don't let a down payment hold you back. I'll identify assistance programs, grants, and low-down loan options that fit your situation.
Ready to explore your home loan options? Let's talk.
Contact Wanda Today →Let's Talk About Your Options
I'm here to make the process simple, smooth, and stress-free.
- 33434 8th Ave S. STE 203
Federal Way, WA 98003
CO-NMLS #320841 | IN-NMLS #2082756
Licensed in: Washington · Colorado · Nevada
Equal Housing Lender